INVESTMENT PRODUCTS

 

PERSONAL EQUITY PLAN [C-PEP]

The FSDH Securities Personal Equity Plan [C-PEP] is designed to help the discerning investors create and maximize their wealth.

 

PURPOSE

The yearnings of an average investor is to improve on his present and future standard of living. FSDH Securities in appreciation of this burning desire is introducing a Personal Equity Plan (C-PEP), as a vehicle to achieving this objective. Through FSDH Securities the client will have access to the capital market in a way that is consistent with the client’s earnings or savings profile. Depending on the client’s motive and risk return characteristics, FSDH Securities would construct an equity portfolio of blue chip companies with a proven track record of consistent dividend payments and good prospects of capital appreciation that would best achieve the client’s objective.

 

BENEFITS

The benefits of this product (C-PEP) are centred on helping the client to:

 

Enhance the execution of the client’s dream projects (i.e. house(s), good quality education or purchase of luxury items)

Earn steady income

Reduce the burden of annual payments (e.g. rent)

 

Provide capital for new businesses

Security of investment (securities are registered in investor’s name or company)

 

Instant access to CTSL’s Share-backed facility ( can borrow against it to buy more shares)

 

Build up collateral securities necessary to obtain credit facility from other financial institutions

 

Ease of exit

 

Allows the client to build up his/her own “Private Pension Plan” that would come handy in case of financial emergency or premature retirement from work.

 

With the aid of our client portfolio model, FSDH Securities can monitor the performance of the client’s portfolio on weekly, monthly and quarterly basis.

INVESTMENT HORIZON

For clients whose investment horizon is one year and above.

 

Minimum Investment

=N=5,000,000.00

 

HOW TO SIGN ON

Download or fill online an application form or call any of the underlisted officers to make your deposit and your order will be executed promptly. As soon as order is filled, necessary documents will be sent to you including our monthly newsletter.

 

FEES AND CHARGES

All fees and charges are as approved by the regulatory bodies from time to time.

 

CONTACT

Give any of the under listed officers a ring and we will be happy to serve you.

 

Mr Gamaliel Ogheneruese Onosode (Jnr)      Mr. Amos Aledare

Mr. Kwemto Okoli

 

FSDH Securities Ltd.

Niger House (7^th Floor)

1/5 Odunlami Street

Lagos

Tel. 2640160-9

www.fsdhsecurities.com E-Mail: info@fsdhsecurities.com

 

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FSDH Securities FAMILY EQUITY PLAN [C-FEP]

The FSDH Securities Family Equity Plan is designed to help parents create and build up wealth for future use by the family.

 

PURPOSE

FSDH Securities is aware of the pressures many parents go through to train up their children, We are also mindful of pressures widows and their children go through when the husband or loved one passes on. By using C-FEP the client will deliberately and periodically invest a percentage of his/her income to improve the family’s future standard of living. To achieve these objectives, FSDH Securities would build an equity portfolio that would combine the characteristics of growth and income. Companies with good prospects of capital appreciation and consistent dividend payments will be selected. Hence, as the children grow up so the assets and income appreciate in value.

 

BENEFITS

To minimise the burden of funding your children’s future education

To earn steady income

To realise your children’s dream and family desires (annual holidays etc.)

To build up capital and collateral security for wife and children with entrepreneurial spirit

Security of investment (securities are registered in each family member’s name or in a wholly owned family holding company)

 

INVESTMENT HORIZON

For clients whose investment horizon is five years and above.

 

Minimum Investment

=N=3,000,000.00 per child or Spouse

 

HOW TO SIGN ON

Download or fill online an application form or call any of the underlisted officers to make your deposit and your order will be executed promptly. As soon as order is filled, necessary documents will be sent to you including our monthly newsletter.

 

FEES AND CHARGES

All fees and charges are as approved by the regulatory bodies from time to time.

 

CONTACT

Give any of the under listed officers a ring and we will be happy to serve you.

 

Mr Gamaliel Ogheneruese Onosode (Jnr)      Mr. Amos Aledare

Mr. Kwemto Okoli

 

FSDH Securities Ltd.

Niger House (7^th Floor)

1/5 Odunlami Street

Lagos

Tel. 2640160-9

^{www.fsdhsecurities.com E-Mail: info@fsdhsecurities.com}

 

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FSDH Securities BULL ACCOUNT

The FSDH Securities Bull Account [C-B Account] is designed solely for High networth individuals and institutions.

 

PURPOSE

The purpose of this product is to assist a core investor or a group of investors with a common objective to obtain substantial stake in virtually any quoted company in Nigeria. In the event that a board(s) seat is desired, this product could facilitate the achievement of that ambition.

As a capital market operator, FSDH Securities has assembled a team of talented professionals who will advice and assist in the realisation of the clients objective.

 

BENEFITS

To enhance the client’s personal fortunes

Acquire power and control

Earn steady income

Preserve wealth for the family

Build up collateral securities necessary to obtain credit facility from financial institutions.

Reap other personal benefits associated with being a board member

 

INVESTMENT HORIZON

For clients whose investment horizon is above one year.

 

Minimum Investment

=N=10,000,000.00

 

HOW TO SIGN ON

Download or fill online an application form or call any of the underlisted officers to make your deposit and your order will be executed promptly. As soon as order is filled, necessary documents will be sent to you including our monthly newsletter.

 

FEES AND CHARGES

All fees and charges are as approved by the regulatory bodies from time to time.

 

CONTACT

Give any of the under listed officers a ring and we will be happy to serve you.

 

Mr Gamaliel Ogheneruese Onosode (Jnr)      Mr. Amos Aledare

Mr. Kwemto Okoli

 

FSDH Securities Ltd.

Niger House (7^th Floor)

1/5 Odunlami Street

Lagos

Tel. 2640160-9

^{www.fsdhsecurities.com E-Mail: info@fsdhsecurities.com}

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FSDH Securities SHARE BACKED ACCOUNT

The new FSDH Securities share backed Account herein after called “FSDH Securities S-B Account” is primarily a margin account with the purpose of:

 

Extending credit facility to clients to buy shares.

Extending credit facility to clients for purposes other than to buy shares.

A. FSDH Securities S-B ACCOUNT (MARGIN ACCOUNT)

Margin describes securities purchased with money borrowed from a broker.

 

FSDH Securities S-B account is a collaterized loan account in which a client expands his/her trading capital with money borrowed from FSDH Securities in the hope of earning leveraged (geared) profit. FSDH Securities in turn borrows the money from banks at prevailing money market rates to finance these purchases, and charge the clients that market rate plus a service charge for the loan.

 

FSDH Securities shall hold all securities purchased in the margin account in a nominee account as collateral for the outstanding loan.

 

ADVANTAGES OF THE PRODUCT TO CUSTOMERS

 

Clients can purchase more securities with the same amount of money or purchase securities with lower cash outlay.

 

The client can achieve greater upside potential. The client who buys on margin can realise greater profit than the client who buys securities with cash.

 

Convenience. Saves clients time and all the hassles inherent in obtaining credit facility from banks.

 

1. MARGINABLE SECURITIES

 

Eligible Securities: Securities eligible for purchase on margin for now include:

Equities - Selected ordinary shares quoted on The Nigerian Stock Exchange

(NSE).

FSDH Securities will lend money to help a client purchase marginable securities or may accept such securities as collateral for loans for other purposes.

 

2. FSDH Securities MARGIN REQUIREMENTS

 

Initial Margin Requirement

 

A client buying securities under FSDH Securities SB Account (margin account) is required to deposit initially a certain percentage of the purchase cost of the securities. Percentage margin is defined as the ratio of the networth or “equity value’ of the account to the market value of the securities. FSDH Securities Initial margin Requirements and Loan Values is set below:

 

 

 

 

3. FSDH Securities MAINTENANCE MARGIN

Maintenance Margin is an established value below, which an investor’s margin cannot fall. Reaching the maintenance margin triggers a margin call. FSDH Securities maintenance margin is 30% but subject to periodic review.

MARGIN CALL

Margin call is a call by FSDH Securities requiring the client to add new cash or securities to the margin account. If the client does not act within 48 hours, FSDH Securities would sell the securities in the account to pay off enough of the loan to restore the percentage margin to an acceptable level..

 

4. CASH/SECURITIES WITHDRAWAL

 

Withdrawal of Securities:

Where the client has liquidated his loan, CTSL shall release his securities or declassify the securities. But if the client specifically applied for the facility as an advance from the sale of his securities, FSDH Securities shall credit the client’s loan account with the proceeds of the sales and pay the client the balance if any.

 

Cash Withdrawal:

While keeping the clients shares in a nominee account pending the liquidation of his loan, any dividend declared will be credited to his account and at his request may be paid him where he has not defaulted. As soon as he finishes paying back the FSDH Securities loan, the securities would be transferred to his name.

 

B EXTENDING CREDIT FACILITY TO CLIENTS FOR OTHER PURPOSES

FSDH Securities would accept only quoted securities (selected ordinary shares) as collateral for loans to finance other businesses. Other assets such as houses, car, land etc would not be accepted.

 

Minimum Facility

=N=5,000,000.00

Tenor

90 days

 

CHARGES

FSDH Securities charges shall be the prevailing average bank lending rate and a service charge between 5% p.a. in addition to the normal statutory charges on buying and selling of shares.

 

CONTACT

Give any of the underlisted officers a ring and we will be happy to serve you.

 

Mr Gamaliel Ogheneruese Onosode (Jnr) Mr. Amos Aledare

Mr Kwemto Okoli

 

FSDH Securities Ltd.

Niger House (7th Floor)

1/5 Odunlami Street

Lagos

Tel. 2640160-9

^{www.fsdhsecurities.com E-Mail: info@fsdhsecurities.com}

 

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